Wednesday, March 14, 2012

Will insurance cover mate's arson?

Q. I am divorced and live with my three children in a housewhich still has my ex-husband's name on it with me. He is a violentman who drinks a lot. He threatens to "get even" someday by settingfire to the house and cause me to lose everything.

If he ever makes good on his threat, will my homeowner insurancewhich is still in both of our names have to pay for the belongings Ilost? He says homeowner insurance doesn't have to pay if thepolicyholder set the fire.

He's got me half crazy with fear. How can I be protected?

A. I'm not making light of your problem, but deadly seriousabout advising you to install good fire alarms all around the house.You have a …

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